Midway Nissan is about 1/2 a mile from where I live. I happen to stop by just to take a look at their used cars newer than the 2003 Chevy Tracker I owned. I had been emailing one of their sales reps named Erica, and believe me, being on the Internet and browsing through the web anyone can see this. Well, I had already explained everything to Erica before on my financial situation and that at this time, I was just looking around. She then got another sales rep manager named Joe. After all this, repeated again. I was not interested in purchasing at this time. Joe said to Erica, "Let's just find out and see what amount if we do get her qualified for." I told him my credit report wasn't looking good, that I was going through a company in repairing my credit and that I've had a lot of adversity in my life. And then they went out to say we'll just fill out the papers but nothing would be final.
Well, you would think a person with a 2-year college degree would have better sense in knowing what could happen with all this. Well, I didn't and then Erica showed me 2 (two) used cars, that's it! Claiming these would be the only 2 cars I would get if I did qualify because banks don't like to finance older cars. The first one was a 2010 Aero for $15,000, and a 2008 Cobalt for $13,000. Joe thought we would try for the Cobalt. Right away, I expressed to Erica this was smaller than what I had and with my anxiety, I wouldn't be happy with this one. She said take a drive, take it home and find out for sure. Well, leaving my own car there, which I was told even if I did get the financing, I couldn't use my car for a trade-in since it had minor door damage! After driving this car home, I right away emailed Erica, telling her I was bringing this car back! She emailed me to bring it back in the morning.
Well around 7:00am, the dealership entrance was roped off, but the servicing department was opened, so I parked it in front with 2 letters, keys and notified the service department that the keys were in the car, along with the 2 letters and to make sure that management gets it. Then, later on the same day, I came back and this time Erica got Joe and he informed me that the contract stayed and there's no cooling period! I was shocked! I came to a total meltdown! I started shaking and telling him that this isn't right and they all lied to me, led me to believe and trust them. Now, with this bogus contract, they are telling me that it's mine. This is crazy! Take a good look at this contract! A $13,000 car, the contract has it showing the finance totaling $29,000 with a $600 check (which I have never given them), $294.00 for insurance, which I carry full coverage on my car, they knew that! $1,400 protective car coating, if they read it states that if the vehicle has over 50,000 miles (this one has 59,000) and it's 5 years old, it does not get it.
Well, I explained I have never in my life known or gone through people like them, and I will accept some responsibility for believing in them but that it doesn't end here. And now, they just keep trying to make it very hard for me by submitting hard inquiries by different financial companies to the credit bureau. They have been made aware of this and my complaint with the Federal Trade Commission on all this. I am disabled with Lupus and RA and I feel all this stress has not helped my medical condition but worsen. I recently lost my daughter to breast cancer, 3 months later, my mom, and now last year, my grandson. But with all the adversity, it makes me that much stronger not to let people like Midway Nissan get away with this.

