I am the executor of my late father's estate, which is non-existent. In February of 2010, my 87 year old father leased a car from Germaine Toyota of Southeast Florida. On a brand new car, the salesman "sold" him extra like a drive train warranty ( which was already covered), tire protection, on new tires, and the like, so he ended up paying over $350/month for the car. He ultimately paid over $12,800 for this car in the space of less than 2 years. He passed away in September, 2011, and we returned the car with low mileage and in pristine condition to Toyota in southern New Hampshire.
I should say that when we returned the car in New Hampshire, the local Toyota dealer was appalled that Germain Toyota had taken advantage of him in this way (I will be glad to provide you with a statement from the fleet manager). Toyota sold this car for $13,300, now they want to collect over $4,000 more from my father's non-estate to pay off an artificially inflated "pay off" price of $20,000. (This would make the Toyota originally worth $38,000, instead of the $26,200 he paid for it! )
