I went to Capital City Ford because my boss recommended me since he's a friend of the owner. I came in with a car in mind wich was on their website. They set up all the financing and when it was time to sign the contract the sale price of the car went up from $13,999 to $18,999 ($5,000.00 more)when I asked them why it had gone up they told me that it was because the bank is the one who sets the price of the vehicle and that because of my credit they were charging me fees. I filed bankruptcy a few years ago, therefore I believed that the bank was charging me fees beause of this so I signed the contract. I called the bank and asked them to tell me what the fees were that totaled $5,000 dollars if I was already paying a 15% interest rate and they told me that they were not charging me any fees, that the dealer is the one who tells them the price of the vehicle that you want to purchase and they only impose the interest rate which is obviousely based on your credit.
I had to obtain an attorney, we were able to get them to take the vehicle back and cancel the loan I ended up loosing over $1,500.00 in attorney and registration fees not to mention all of the stress that I went thru.
