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First USA - Unauthorized Charges

Consumer Complaints & Reviews

Rusty of ok, TX on March 1, 2012
Satisfaction Rating2/5

First USA bank Visa Credit card - It was applied for in 2001 and sent out in 2001. It was mailed to ** Haltom City, 76117. This is not my address nor did I receive the credit card. Now, it is maxed out and went into default I think in 2003 on my credit report. I just got the first bill on this card on Feb 2, 2012.

I would like to know what times, what days, what was bought, what store and who signed the receipt .I would like to know who made the payments from 2001 to 2003 and were the payments made with cash debit, check or money orders and whose name was on the paperwork that paid it and from what address was these payments mailed from.

It took all 12 years to send me a bill on that card that I have never seen nor used. I need every bit of the info on that card to catch the person that stole my ID so I can file charges on them.

Sharla of Sun City, AZ on March 17, 2003
Victims keep wondering how MWI etc got their names. I know where they got my name. From my AOL First USA Visa Card owned by Bank One. Visa told me to call Bank One to get it removed. Girl said it was removed.

The junk merchandise ads came with my AOL First USA Visa statement. The bills were for $96.00 and $12.95. The $96.00 she said was for small items I had ordered. She said the $12.95 was for month membership and when you buy something you are automatically enrolled for $12.95 a month. Of course I am cancelling the Visa card. Yesterday I got a brochure from "essentials" P.O. Box 742405, Houston, TX 77074. This one says membership good at Pier 1 Imports, Dress Barn, Target, Hudson's, JC Penney, Marshall Fields, Dayton's, easy spirit, T.J.Maxx, Marshalls, MotoPhoto, Perfumania, bioDERM, jazzersize, Express world Brand, Florsheim Shoe Shops, elens, National Nutrition. Back of it says 1999 MemberWorks Incorporated.

Diane of Tuscarora, NV on July 9, 2002
I transferred a balance from another credit card to First USA and knowing that I did not use this card, I did not look at the transactions section. When I did I called about the Personal Credit Protector charges. I was told that I was the only one covered. I never asked for this coverage and why would I. I have been disabled since 1978! If I would of requested this service I would of asked for my husband to be covered not me!

I have been charged over $330.00 for a service I did not request. My husband and I have been able to meet our debits, but now unemployment has run out. After being told that First USA would not refund these charges I have been very upset. I don't feel I should be charged for a service I never requested!

 
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