I purchased the see clearly method some time ago, I believe in 2004. I was 19 at the time and didn't want to have to wear glasses. taken in by their commercials, I used my debit card to purchase the free 30 day trial for about $8 in shipping. when I got the box with the cassettes and booklet, I used the program for about 3 weeks and decided I did not want to keep it.
I tried for about 2 weeks to get in touch with someone, and when I finally did manage to reach someone (using the number advertised to order the product, since nobody picked up at the other numbers) I was told that I was outside the free return period and refused help. I tried to get an address to send the product back, but they claimed that since I had opened it that I was liable for the money I owed them, and they kept billing me $70 each month. I finally got fed up with it and had my bank stop paying them, and VIT turned the matter over to a collection agency (who I also refused to pay).
The collection agency was demanding, and I finally paid them off to try to salvage what was left of my credit score and get on with my life. VIT continued to bill me after I was informed that it would be taken care of, I bounced several checks and (since I was 19 without much history) the bank reported me to chexsystems (basically a collection agency/reporting agency for banks) and cancelled my checking account. The whole affair ruined my credit standing, and now I can't get a decent loan rate, get a decent credit card, or even good car insurance rates until 2011, when the 7 year deletion finally occurs.
It's the same story with checking accounts, and I'm forced to either pay cash or use money orders (which aren't cheap!) until my seven years are up with chexsystems. VIT really screwed me over, and even if I can't get any money out of them for it, at least I can take pleasure in the fact that they got fined and shut down.
