
Tonya of Bay City, MI on Nov. 5, 2008
I applied for an online payday loan and was roped into this company like all the other complaints. I did not authourize any payments to be made to this company. I have not been able to physically contact anyone either by phone and have used their chat service. I was treated awfully and the operators were rude. One just told me to have a nice day and ended the chat session when I told her I was contacting a lawyer. Another one told me, good luck on that!
I will not be their victim because they have gotten $172.00 from me and I have since had to go to local churches to receive food baskets because I have two kids, I am mad!! So I have contacted my bank which will be hopefully pressing charges against the company and also contacted the Better Business Bureau for a complete investigation into the company.
I have now paid approximately $600.00 in bounce and overdraft fees and still have a negative $575.00 balance. My paychecks are under direct deposit so the bank has just taken my whole paycheck for the last 3 weeks until the account is paid off. I am facing shutoffs for my utilites and possibly facing eviction from my home being that I rent. All this right before the holidays! What a great thing to have to tell my 6 year old daughter when we don't have a turkey dinner for Thanksgiving or when Santa doesn't come! Do I just tell her Santa paid the rent and that is her present this year? How can companies like this exist without being put out of business? If I can I will put them out of business.