I used this company to get my refund last year. I needed some cash in a pinch to pay some moving expenses so I figured I will sacrifice what would be about $150 of the refund in order to get it in 2-3 days vs. 2-3 weeks as the company promised. I waited 2,3,4,5 days for nothing. There was no communication, no deposit. I called and there was no answer. I emailed and got a response saying that IRS indicated that there might be some problems with owed taxes and that rapid deposit service, for which I paid, was not going to happen! I called IRS directly and they informed me that there appeared to be no problems with my return, as there should not have been by all means, and that there really isn't an indicator available that early to say that there might be.
I emailed the company again but all they said was that their bank was unable to approve the "loan" prior to deposit and that I'm out of luck. Lo and behold, 2 and a half weeks later, I get the full refund deposited to my account by IRS, minus the "fee" Rapid Tax charged me of about $150. So basically I got my full refund by IRS without any problems in the same amount of time I would have gotten it by e-filing 1040EZ for free, but minus the bogus "fees" this service charged me for filing. When I emailed to complain (emails are answered through a "no reply" email address and cannot be followed up so every time you have to re-explain everything) I was told that because I did not get the loan, they waived some processing fee of like $25 or so. It's absolutely ridiculous! If you did not provide service you promised you should not charge someone for it. I would not recommend this service to anyone! It's absolute scam!
